If you've not joined our personal finance tribe for all matters regarding money, cashback and parenting, remember to head on over HERE to follow and learn!

There's a wealth of information and tips there including which credit card to use,

hacks on how to pay for childcare fees while still earning points,

what the difference is between normal miles and Krisflyer miles,

personal lifestyle matters such as how to balance time between multiple commitments,

and even interesting stuff I didn't look at before such as what happens to your credit card rewards / miles when you die. I learnt quite a bit from the answers here as well! The short answer is that most banks do not care and your rewards are non-transferrable, save for HSBC and OCBC who allows it to be transferred or redeemed by your loved ones.

I'll probably look more into this topic soon and research more in-depth, especially since I do have quite a bit of credit cards on hand!

This is a no-judgment community so head over and be a part of our personal finance tribe now! No questions are too "noob" to be asked and we'll be deleting trolls if we see of any, so there's no need to fear even if you're a beginner.

Not forgetting that you'll also stand a chance to win a 3D2N trip to Bali for your participation!

Head over HERE to join us now!

With love,